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How Much Does an Accountant Cost in the UK? (2025/26 Fees Guide)

What does an accountant actually cost? Typical UK fees for sole traders, small businesses and limited companies, what drives the price, and whether it's worth it.

The Provense Team Updated 3 June 2026

“How much does an accountant cost?” is one of the most sensible questions a business owner can ask — and one of the hardest to get a straight answer to. Here’s a clear, honest guide to what you can expect to pay in the UK, and what drives the price. For costs specific to your situation, you can also jump to our dedicated guides for sole traders, limited companies and small businesses.

The short answer

Accountancy fees vary a lot, because businesses vary a lot. But as a rough guide for 2025/26:

WhoTypical UK cost
Sole trader (Self Assessment)from ~£150–£400/year, or ~£30/month with support
Small business (books + VAT + accounts)from ~£30–£70+/month
Limited company (accounts + CT + payroll)from ~£60–£150+/month

These are ballpark figures — your actual cost depends on the factors below. (Our own pricing is set out plainly in fixed monthly plans.)

Fixed fee vs hourly

The biggest shift in recent years is away from hourly billing. Most modern, especially online, accountants now charge a fixed monthly fee that bundles your bookkeeping, returns and ongoing support into one predictable price.

This is almost always better for you than hourly billing, because:

  • You know the cost up front — no nasty year-end invoice
  • You’re not charged for asking a question
  • The cost spreads across the year

If an accountant still quotes purely by the hour, ask for a fixed quote instead.

What drives the price

Two businesses with the same turnover can pay very different fees, depending on:

  • Structure — a limited company (statutory accounts, Corporation Tax, confirmation statement, payroll) costs more to run than a sole trader’s single Self Assessment
  • Transaction volume — more invoices and expenses = more bookkeeping
  • VAT registration — quarterly VAT returns add work
  • Payroll — more employees, more cost
  • How tidy your records are — clean cloud bookkeeping is far cheaper to work with than a shoebox of receipts
  • The level of support you want — year-end only, or a proactive accountant all year

That last-but-one point is worth dwelling on: good records keep your fee down. The messier the inputs, the more you pay.

Is an accountant worth it?

For most businesses, a good accountant pays for themselves — and then some — by:

  • Claiming every allowable expense and relief, so you don’t overpay tax
  • Keeping you off penalties by filing on time
  • Handing back the hours you’d spend on admin
  • Giving you advice that saves money (the right structure, pay mix, VAT scheme)

The honest exception: if your affairs are genuinely tiny and simple — a small side income with few expenses — you may be fine doing it yourself, and a decent accountant will tell you so rather than sell you something you don’t need.

How to compare quotes fairly

When you’re weighing up accountants, look past the headline number:

  • What’s actually included? Bookkeeping? VAT? Payroll? Support? A cheap quote that excludes half the work isn’t cheap.
  • Fixed or hourly? A fixed fee is easier to budget and usually better value.
  • One-off or ongoing? A year-end-only fee buys you less than monthly support.
  • Tie-ins? Look for rolling terms, not long lock-ins.

Clear, fixed pricing

We think pricing should be simple and upfront — which is why ours is set out in plain fixed monthly plans for sole traders, small businesses and limited companies, with no hourly billing and no hidden fees. See exactly what each plan includes on our pricing page, or get a tailored fixed quote in minutes — it’s free and there’s no obligation.

Frequently asked questions

How much does an accountant cost in the UK?
It varies with your business and what you need. As a rough guide, a sole trader's Self Assessment might cost from around £150–£400 a year, ongoing support for a small business often runs from around £30–£70+ a month, and limited company accounts and tax typically start from around £60–£150+ a month. Most modern accountants charge a fixed monthly fee rather than by the hour.
Is it cheaper to pay an accountant monthly or annually?
Many online accountants charge a fixed monthly fee that spreads the cost and includes ongoing support, bookkeeping and your returns. Others charge a one-off annual fee just to prepare accounts or a tax return. Monthly fixed fees are usually better value if you want support through the year, not just a year-end job; a simple annual return may suit very simple affairs.
Is an accountant worth the cost?
For most businesses, yes — a good accountant typically saves more than their fee by claiming every allowable expense and relief, keeping you off penalties, and giving you back hours of admin. The exception is very simple affairs (a tiny side income with few expenses), where you may manage alone — and a good accountant will tell you so honestly.
Why do accountants' fees vary so much?
Price depends on your business structure (sole trader vs limited company), your transaction volume, whether you're VAT registered, whether you need payroll, how tidy your records are, and the level of support you want. A messy shoebox of receipts costs more to sort than clean cloud bookkeeping, which is why good records keep your fee down.
How much does an accountant cost for a small limited company?
For a small limited company, ongoing accountancy (year-end accounts, Corporation Tax, confirmation statement, payroll and support) commonly starts from around £60–£150+ a month depending on size and complexity. A fixed monthly fee agreed up front is the norm with online accountants, so you know the cost before any work starts.

Reviewed by Provense Accountants

Written and reviewed by our team of qualified accountants (AAT-regulated). This guide is general information, not personal tax advice — book a free consultation for advice on your situation.

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