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Who we help · Contractors

Contractor accountants — maximise your take-home pay and stay on the right side of IR35

Contracting should pay better than a salary — if your accounts and IR35 are handled right. We run your limited company, optimise your take-home, and keep you compliant, for a fixed monthly fee.

  • Fixed monthly fee
  • A named accountant
  • UK-wide, fully online

Everything you need

One team, one fixed fee

  • Accounts & Corporation Tax. Your company accounts and Corporation Tax filed, tax minimised.
  • IR35 & Contract Reviews. Your contracts and working practices reviewed, status confirmed.
  • Tax planning. The most efficient salary, dividend and expenses mix.
  • Self Assessment. Your director’s personal tax return prepared and filed.
  • Payroll & CIS. Director payroll and RTI run for you each month.
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Sound familiar?

The bits no one warns you about

Going limited is where contractors win or lose money. The rules around IR35, dividends and expenses are complex, and most contractors aren’t sure they’re taking pay the most efficient way.

Add the admin of running a company — accounts, Corporation Tax, VAT, a personal return — and it’s easy to overpay tax or trip a deadline without specialist help.

  • Uncertainty over your IR35 status
  • Not taking pay in the most tax-efficient way
  • Running a limited company on top of the day job
  • Knowing which expenses you can actually claim
  • Company and personal deadlines to juggle
  • A general accountant who doesn’t know contracting
How we help

Everything handled, under one roof

Contracting through a limited company can be far more tax-efficient than employment — but only if it’s set up and run properly. Get IR35 or your profit extraction wrong and you hand back much of the benefit.

We’re specialist contractor accountants. We handle your company accounts and Corporation Tax, review your IR35 position, structure the most efficient salary and dividend mix, and file your personal return — all for one fixed monthly fee.

Is this you?

Who we work with

If any of these sound like you, you’re exactly who we set this up for. Not sure where you fit? A quick, free call will tell you.

Book a free consultation
  • IT, engineering and tech contractors
  • Management and business consultants
  • Freelancers working through a limited company
  • Interim and day-rate professionals
  • Contractors weighing up inside vs outside IR35
  • Anyone moving from permanent into contracting
Why it pays

More money kept, less stress carried

More take-home pay

The right salary, dividend and expense strategy so you keep as much of your day rate as the rules allow.

IR35 confidence

A clear view of your status and how you work, so you’re compliant and not paying more than you need to.

The admin handled

Company accounts, Corporation Tax, VAT and your personal return all run for you — no deadlines to track.

A contractor specialist

A named accountant who knows contracting inside out, not a generalist guessing at IR35.

Bookkeeping

Contractor bookkeeping

Contractor bookkeeping keeps your invoices, expenses and dividends in order so your take-home is clear and your records are IR35-aware. We run it in Xero or QuickBooks and keep HMRC satisfied.

  • Sales invoices raised and tracked, with VAT handled
  • Allowable expenses and mileage recorded
  • Salary and dividends documented for your Self Assessment
  • Corporation Tax position kept clear and IR35-defensible
Key dates

Deadlines we keep you ahead of

Company accounts & CT
Accounts 9 months after year-end; Corporation Tax 9 months and 1 day.
Confirmation statement
Filed at Companies House at least once a year.
Self Assessment
Your director’s personal return due 31 January.
Transparent pricing

Know the price before we start

A fixed monthly fee — typically including cloud software and a registered office — covering your company accounts, tax, payroll and personal return, agreed up front.

  • A fixed quote, agreed before any work
  • No hourly billing, no year-end surprises
  • Cancel any time — no long tie-ins

A fixed monthly fee,
tailored to you

Confirmed after a free, no-obligation quote.

Get my fixed quote
Why Provense

A team that does the work — and picks up the phone

Contractor specialists

IR35, take-home and limited-company contracting are our core focus.

Take-home focused

We optimise the salary/dividend/expenses mix for your situation.

A named accountant

One person who knows your contract and your company — no call centres.

Still deciding?

The honest answers to what you’re thinking

Do contractors really need an accountant?

There’s no legal requirement, but running a limited company tax-efficiently and staying IR35-compliant is genuinely complex. A specialist contractor accountant almost always saves more than the fee in tax and avoided mistakes.

How much does a contractor accountant cost?

Specialist contractor packages commonly run from around £100–£165 + VAT a month. We charge a fixed monthly fee, typically including cloud software and a registered office, agreed up front.

Can you review my IR35 status?

Yes. We assess how you work against the IR35 rules and advise on status and structure so you’re confident and compliant — whether you’re inside or outside.

I’m new to contracting — can you set me up?

Absolutely. We can form your company, register it for tax, set up your software and get you running efficiently from day one.

How it works

Getting started is easy

  1. 01

    Set up or switch

    We form your company or move you across, and get your software running.

  2. 02

    We run the numbers

    Accounts, tax, payroll and IR35 handled; your take-home optimised.

  3. 03

    You focus on the contract

    You bill your client; we keep you compliant, efficient and filed on time.

Specialist services

Built specifically for contractors

Sector-specific help that goes deeper than the general service pages:

Free tool: Salary & dividend calculator

See your take-home pay from a director’s salary plus dividends, after income tax, NI and dividend tax.

Open calculator
FAQ

Contractors: your questions answered

How much does an accountant cost for a contractor?
Specialist contractor accountants typically charge from around £100 to £165 + VAT a month, often including FreeAgent and a registered office. We agree a fixed monthly fee up front so you know exactly what you’re paying.
Do I need an accountant if I contract through a limited company?
You’re not legally required to, but the IR35 rules, profit extraction and company admin make a specialist well worth it — they usually save more tax than they cost and keep you compliant.
What is IR35 and how do you help?
IR35 decides whether HMRC treats you as genuinely self-employed or effectively an employee for tax. We review how you work, advise on your status, and structure things correctly so you’re confident and compliant.
How do you maximise my take-home pay?
Through the most efficient mix of salary, dividends and allowable expenses, the right VAT scheme, and pension planning — all within the rules.
Do you work with contractors across the UK?
Yes — we’re fully online and work with contractors throughout the UK, with a dedicated accountant for each client.

Let’s take the tax off your plate

Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.