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Who we help · Landlords

Accountants for landlords — claim every expense, cut your property tax, stay compliant

Property tax is full of traps — Section 24, the 60-day CGT deadline, Making Tax Digital. We handle the lot for landlords, claim every expense, and keep your property tax as low as it legally goes.

  • Fixed monthly fee
  • A named accountant
  • UK-wide, fully online

Everything you need

One team, one fixed fee

  • Self Assessment. Your rental income return filed accurately, every expense claimed.
  • Capital Gains Tax. CGT on property sales calculated and reported within 60 days.
  • Tax planning. Structure, Section 24 and incorporation advice to cut your bill.
  • Bookkeeping Services. Rental income and costs tracked and MTD-ready.
Book a free consultation
Sound familiar?

The bits no one warns you about

Property tax has quietly become a minefield. The rules on mortgage interest, allowable expenses and capital gains have all changed, and HMRC is tightening up — with Making Tax Digital for landlords coming in.

Most landlords either overpay, by not claiming everything or structuring badly, or risk penalties by missing the rules. Both cost real money on an asset you’ve worked hard for.

  • The Section 24 mortgage-interest restriction
  • Not knowing which expenses you can claim
  • A 60-day deadline to report CGT on a sale
  • Making Tax Digital for landlords on the horizon
  • Whether to hold property personally or in a company
  • Multiple properties making it all harder to track
How we help

Everything handled, under one roof

Being a landlord used to be simple. Now there’s the Section 24 mortgage-interest restriction, a 60-day deadline to report Capital Gains Tax on a sale, and Making Tax Digital for landlords on the way — and getting any of it wrong is expensive.

We’re specialist property accountants. We prepare your rental income returns, claim every allowable expense, advise on structure and CGT, and keep you ahead of every deadline — whether you own one flat or a full portfolio.

Is this you?

Who we work with

If any of these sound like you, you’re exactly who we set this up for. Not sure where you fit? A quick, free call will tell you.

Book a free consultation
  • Buy-to-let landlords, from one property to a full portfolio
  • Residential and commercial property owners
  • “Accidental” landlords renting out a former home
  • Landlords weighing up incorporating into a company
  • Furnished holiday let owners
  • Investors planning to buy, sell or restructure
Why it pays

More money kept, less stress carried

Every expense claimed

We know exactly what landlords can claim, so you stop paying tax on income you spent running your properties.

Section 24 handled right

The mortgage-interest restriction applied correctly, with advice on whether incorporating could save you tax.

Lower tax when you sell

CGT calculated with every relief, and reported inside the strict 60-day property deadline — no penalties.

Ready for Making Tax Digital

We’ll get your record-keeping MTD-ready well before it becomes mandatory for landlords.

Wherever you are

Looking for a landlord accountant near you?

Most landlords searching for a landlord accountant near me want a property-tax specialist who actually knows Section 24, CGT and incorporation — not just the nearest high-street generalist. We’re that specialist, working with landlords online right across the UK.

Because your records, statements and returns all live securely in the cloud, you get an accountant near you in the way that counts — a quick call or message when a tenancy, purchase or sale raises a question — without travelling to an office. Wherever your properties are, you get the same fixed monthly fee and the same named contact.

That means sharper property-tax advice, no wasted journeys, and a landlord accountant chosen for expertise rather than postcode. Book a free consultation to see how it works.

Bookkeeping

Landlord & property bookkeeping

Landlord bookkeeping means a clear picture per property — rent in, costs out, and the figures HMRC actually wants at year-end. We keep a clean ledger for every property, ready for Making Tax Digital for landlords.

  • Rent, deposits and arrears tracked per property in the cloud
  • Mortgage interest captured for the finance-cost tax credit
  • Repairs, service charges and agent fees recorded
  • A per-property profit picture, ready for your Self Assessment
Key dates

Deadlines we keep you ahead of

Self Assessment
Rental income return and payment due 31 January.
CGT on property
Reported and paid within 60 days of completion.
Making Tax Digital
From April 2026 for landlords with income over £50,000 (over £30,000 from 2027).
Transparent pricing

Know the price before we start

A fixed fee based on the number of properties and the work involved — agreed up front, covering your rental returns and property tax, with no hourly billing.

  • A fixed quote, agreed before any work
  • No hourly billing, no year-end surprises
  • Cancel any time — no long tie-ins

A fixed monthly fee,
tailored to you

Confirmed after a free, no-obligation quote.

Get my fixed quote
Why Provense

A team that does the work — and picks up the phone

Property specialists

We focus on landlord and property tax — Section 24, CGT and incorporation included.

Sale-ready on CGT

Set up to handle the 60-day property CGT report quickly and correctly.

MTD-ready

We’ll have your records compliant before Making Tax Digital applies to you.

Still deciding?

The honest answers to what you’re thinking

Do landlords really need an accountant?

If you have one property and simple affairs, you may manage alone. But with mortgage-interest rules, multiple properties, or any thought of selling or incorporating, an accountant usually saves more tax than the fee — and keeps you the right side of HMRC.

How much do accountants charge for rental income?

We agree a fixed fee up front based on the number of properties and the work involved. For most landlords it’s modest, and the expenses and reliefs we claim typically outweigh it.

How can I legally reduce tax on my rental income?

Through claiming every allowable expense, using allowances, considering ownership structure (including whether a company makes sense for you), and planning around Section 24 and CGT. We’ll model the options for your situation — all legitimate, no schemes.

What are the new HMRC rules for landlords?

The big one is Making Tax Digital for Income Tax, which brings digital records and quarterly updates for landlords with income over £50,000 from April 2026. We’ll get you ready in good time.

How it works

Getting started is easy

  1. 01

    Tell us about your properties

    A quick, free chat about your portfolio and your goals.

  2. 02

    We take it on

    We claim every expense, handle the returns, and advise on structure and CGT.

  3. 03

    You stay ahead

    Filed on time, compliant with the latest rules, and ready for whatever you buy or sell next.

Specialist services

Built specifically for landlords & property

Sector-specific help that goes deeper than the general service pages:

Free tool: Capital Gains Tax calculator

Estimate the CGT due when you sell property, shares or other assets in 2025/26.

Open calculator
FAQ

Landlords & property: your questions answered

Do I need an accountant as a landlord?
You’re not required to have one, but property tax has become complex — Section 24, allowable expenses, CGT and Making Tax Digital all catch landlords out. An accountant usually saves more than the fee and removes the risk of costly mistakes.
How much does an accountant charge for a landlord tax return?
It depends on how many properties you have and the complexity, which is why we quote a fixed fee up front. For most landlords it’s very reasonable relative to the tax we typically save.
How do I avoid paying 40% tax on my rental income?
There’s no magic switch, but you can often reduce the tax legitimately by claiming every allowable expense, using your allowances, and considering how the property is owned — including whether holding it through a company suits you. We’ll model the options for your situation.
What is Section 24 and does it affect me?
Section 24 restricts the tax relief landlords get on mortgage interest to a basic-rate credit, which pushed many into higher effective tax. We apply it correctly and advise on ways to mitigate its impact.
Do you handle Capital Gains Tax when I sell a property?
Yes — we calculate the gain, claim every relief, and file the 60-day CGT return HMRC requires on UK residential property sales.
Free guides

Landlords & property guides & resources

Everything you need to know, explained in plain English — from registering to going limited.

Landlords

Allowable Expenses for Landlords: What You Can Claim Against Rental Income

A clear list of allowable expenses landlords can claim to cut their rental tax bill — and the crucial difference between deductible repairs and non-deductible improvements.

Read guide
Landlords

Buy-to-Let Limited Company: Should You Hold Property Through a Company?

More landlords are buying through a limited company to dodge Section 24. Here's how it works, the tax pros and cons, the costs of incorporating, and when it's actually worth it.

Read guide
Landlords

Capital Gains Tax on Rental Property: Rates, the 60-Day Rule & Reliefs

What Capital Gains Tax you pay when selling a rental property — the 18%/24% rates, the 60-day reporting deadline, the reliefs available, and the costs you can deduct.

Read guide
Landlords

Landlord Tax Explained: What You Pay on Rental Income (2025/26)

How landlord tax works in the UK — Income Tax on rental profit, the Section 24 mortgage rules, allowable expenses, and the tax when you sell. A plain-English overview.

Read guide
Landlords

Making Tax Digital for Landlords: What's Changing and When

Making Tax Digital for Income Tax is coming for landlords. Here's who's affected, the income thresholds and start dates, what quarterly updates mean, and how to prepare.

Read guide
Landlords

Rent a Room Scheme: Earn £7,500 Tax-Free from a Lodger (UK)

The Rent a Room Scheme lets you earn up to £7,500 a year tax-free from letting a furnished room in your home. Here's how it works, who qualifies, and when to opt out.

Read guide
Landlords

Section 24 Explained: The Landlord Mortgage Interest Rule

Section 24 stops landlords deducting mortgage interest and gives a 20% tax credit instead. Here's how it works, who it hits hardest, and how to reduce its impact.

Read guide
Landlords

Stamp Duty on a Second Home: The 5% Surcharge Explained (2025/26)

Buying a second home or buy-to-let means an extra Stamp Duty surcharge on top of the standard rates. Here's how the second-home surcharge works, with examples.

Read guide
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Let’s take the tax off your plate

Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.