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Management accounts & Virtual FD

See your numbers clearly enough to grow — without hiring a finance director

Regular management accounts, forecasting and board-level advice — the insight of a finance director to steer growth, without the cost of a full-time hire.

  • Fixed monthly fee
  • Xero, QuickBooks & FreeAgent certified
  • A named accountant, not a portal

What’s included

Everything, for one fixed fee

  • Management accounts. Monthly or quarterly P&L, balance sheet and commentary.
  • Cash-flow forecasting. Rolling forecasts so you can see what is coming and plan ahead.
  • KPIs & dashboards. The handful of numbers that actually drive your business, tracked.
  • Strategic reviews. Regular sessions on growth, pricing, funding and profitability.
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Sound familiar?

The job that costs you when it slips

Year-end accounts tell you what already happened, months too late to do anything about it. To actually grow, you need to know now: what’s making money, where cash is going, and whether you can afford that hire or that order.

Most owners fly blind between year-ends, making big decisions on gut feel and a bank balance. A full-time finance director costs six figures — so the insight stays out of reach, just when it matters most.

  • Only finding out how you did at year-end
  • Making hiring and pricing calls on gut feel
  • No clear view of cash coming in and going out
  • Not knowing which products or clients actually pay
  • Needing figures for a lender or investor
  • Wanting a finance expert but not a six-figure salary
What we do

Hand it over, and consider it handled

Year-end accounts tell you what already happened. To actually grow, you need timely numbers and someone to interpret them — what is making money, where cash is going, and what to do next.

Our management accounts give you that monthly or quarterly picture, and our Virtual Finance Director service adds the strategic layer: forecasting, KPIs, pricing, funding support and a regular conversation about the decisions that move your business forward.

Management accounts

Monthly or quarterly P&L, balance sheet and commentary.

Cash-flow forecasting

Rolling forecasts so you can see what is coming and plan ahead.

KPIs & dashboards

The handful of numbers that actually drive your business, tracked.

Strategic reviews

Regular sessions on growth, pricing, funding and profitability.

Who it’s for

Is this you?

If any of these sound familiar, this is exactly what we can take off your plate. Not sure? A quick, free call will settle it.

Book a free consultation
  • Growing businesses that need more than annual accounts
  • Owners making hiring, pricing or investment decisions
  • Companies preparing to raise finance or approach lenders
  • Anyone who wants a finance expert in their corner, part-time
Why it pays

More than a box ticked — time and money back

Know your numbers monthly

Clear monthly or quarterly management accounts — profit, cash and the KPIs that actually drive your business.

See what’s coming

Rolling cash-flow forecasts so you can plan hires, investments and tax with confidence, not hope.

A finance director, part-time

Senior strategic input on pricing, profitability and growth — at a fraction of a full-time FD’s cost.

Funding-ready figures

The forecasts and reports lenders and investors expect, prepared and explained for you.

Transparent pricing

Know the price before we start

A fixed monthly fee scaled to your size and reporting needs — management accounts, forecasting and Virtual FD support, agreed up front.

  • A fixed quote, agreed before any work
  • No hourly billing, no year-end surprises
  • Cancel any time — no long tie-ins

A fixed monthly fee,
tailored to your business

Confirmed after a free, no-obligation quote.

Get my fixed quote
Why Provense

A team that does the work — and picks up the phone

Insight, not just reports

Numbers delivered with plain-English commentary you can actually act on.

Board-level experience

The strategic input of a finance director, available when you need it.

Built on clean books

Reporting that flows from bookkeeping we keep accurate and current.

Still deciding?

The honest answers to what you’re thinking

How much do management accounts cost?

Far less than a finance hire. We charge a fixed monthly fee scaled to your size and the depth of reporting you need — agreed up front, so you get senior insight without a senior salary.

Aren’t management accounts just a P&L?

A profit-and-loss is part of it, but real management accounts add the balance sheet, cash flow, KPIs and — crucially — commentary that tells you what to do next, not just what happened.

My business is small — do I need this?

If you’re making decisions that matter — hiring, pricing, investing — timely numbers help at any size. We scale the reporting to fit, so it’s never overkill.

What’s a Virtual Finance Director?

It’s senior finance expertise on a part-time, fixed-fee basis — forecasting, KPIs, funding and profitability advice — without the cost of employing a finance director full-time.

How it works

Simple, from day one

  1. 01

    Define what matters

    We agree the KPIs and reports that fit your goals.

  2. 02

    We report regularly

    Timely management accounts with clear, jargon-free commentary.

  3. 03

    We advise

    Regular strategy sessions to turn the numbers into decisions.

FAQ

Management accounts & Virtual FD questions, answered

What is a Virtual Finance Director?
It is senior finance expertise on a part-time, fixed-fee basis — the strategic input of a finance director (forecasting, KPIs, funding, profitability) without the cost of employing one full-time.
How often will I get management accounts?
Monthly or quarterly, depending on how fast your business is moving and the decisions you are making. We will recommend the right rhythm.
Can you help me raise funding?
Yes — we prepare forecasts and figures that lenders and investors expect, and support you through the process.

Try our free margin & markup calculator

Turn cost and price into gross profit, profit margin and markup — or work out the price to hit a target margin.

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Ready to hand this over?

Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.