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Who we help · Motor trade

Accountants for car dealers — VAT margin scheme handled, stock and margins clear, tax minimised

The motor trade has its own VAT rules and tight per-unit margins. We handle the margin scheme, track stock and profit per vehicle, and keep your tax low — so every deal counts.

  • Fixed monthly fee
  • A named accountant
  • UK-wide, fully online

Everything you need

One team, one fixed fee

  • VAT returns. The VAT margin scheme applied correctly on every vehicle.
  • Bookkeeping Services. Stock, purchases and sales tracked per vehicle.
  • Accounts & Corporation Tax. Dealership accounts and tax filed, structured efficiently.
  • Management accounts & Virtual FD. Margin per unit, stock turn and profitability reporting.
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Sound familiar?

The bits no one warns you about

The VAT margin scheme, stock financing and thin per-unit margins make motor-trade accounting genuinely specialist — and mistakes on VAT or stock quietly eat your profit.

A general accountant who treats a dealership like any other shop will miss the margin scheme nuances and leave you without a clear view of profit per vehicle.

  • The VAT margin scheme on second-hand vehicles
  • Stock financing and vehicle valuation
  • Thin margins on each unit to protect
  • Finance, warranty and add-on commission
  • Knowing your real profit per vehicle
  • A general accountant who doesn’t know the motor trade
How we help

Everything handled, under one roof

Car dealers run on the VAT margin scheme, financed stock, and slim margins on each unit — plus finance and warranty commission and a yard full of vehicles to account for. Get the VAT or the stock valuation wrong and profit disappears.

We’re specialist motor-trade accountants. We handle the VAT margin scheme, track your stock and margin per vehicle, account for finance and add-on income, and keep your tax efficient so every deal works for you.

Is this you?

Who we work with

If any of these sound like you, you’re exactly who we set this up for. Not sure where you fit? A quick, free call will tell you.

Book a free consultation
  • Used and new car dealers
  • Independent and franchised dealerships
  • Car supermarkets and forecourts
  • Vehicle traders and brokers
  • Motorcycle, van and commercial vehicle dealers
  • New motor-trade businesses getting set up
Why it pays

More money kept, less stress carried

Margin scheme handled right

The VAT margin scheme applied correctly on second-hand vehicles, so you pay VAT only on your margin — not the full sale.

Profit per vehicle

Reporting on margin per unit and stock turn, so you know which stock makes money and which to move.

Add-on income captured

Finance, warranty and other commission accounted for correctly, so nothing is missed.

Tax kept efficient

Every allowance and relief claimed, with advice as you grow the business.

Transparent pricing

Know the price before we start

A fixed monthly fee based on your size and stock volume — agreed up front, with no hourly billing.

  • A fixed quote, agreed before any work
  • No hourly billing, no year-end surprises
  • Cancel any time — no long tie-ins

A fixed monthly fee,
tailored to you

Confirmed after a free, no-obligation quote.

Get my fixed quote
Why Provense

A team that does the work — and picks up the phone

Motor-trade specialists

The margin scheme, stock and per-unit margins are familiar territory.

Margin-focused

Reporting built to protect thin per-vehicle margins.

A named accountant

One person who knows the motor trade — not a call centre.

Still deciding?

The honest answers to what you’re thinking

How much does a motor-trade accountant cost?

We agree a fixed monthly fee based on your size and stock volume. For most dealers, getting the margin scheme right and the margin clarity outweigh it.

Do you understand the VAT margin scheme?

Yes — applying the second-hand margin scheme correctly is central to motor-trade accounting and exactly what we handle.

Can you show profit per vehicle?

Yes — we set up reporting on margin per unit and stock turn, so you can see what each deal and each car actually makes.

Do you handle finance and warranty commission?

Yes — finance, warranty and add-on income are accounted for correctly as part of the service.

How it works

Getting started is easy

  1. 01

    Tell us about your dealership

    Your stock, sales and add-ons — a quick, free chat.

  2. 02

    We set up the numbers

    Margin scheme, stock tracking and reporting in place.

  3. 03

    You sell with clarity

    Correct VAT, clear margins, and tax handled.

FAQ

Car dealers & motor trade: your questions answered

Do car dealers need a specialist accountant?
The VAT margin scheme, stock financing and thin per-unit margins make motor-trade accounting specialist. Getting the VAT right alone can protect real profit, and a specialist usually saves more than the fee.
What is the VAT margin scheme for car dealers?
It lets you pay VAT only on the difference between what you paid for a used vehicle and what you sold it for, rather than the full sale price. We apply it correctly on every eligible vehicle.
How much does a motor-trade accountant cost?
It depends on your size and stock volume. We quote a fixed monthly fee up front so there are no surprises.
Can you report profit per vehicle?
Yes — we set up reporting on margin per unit and stock turn so you can see what each car makes.
Do you work with dealers across the UK?
Yes — we’re fully online and work with car dealers and motor-trade businesses throughout the UK.

Let’s take the tax off your plate

Book a free, no-obligation consultation and we’ll show you exactly how we can help — and what it would cost.